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Recent Posts by First State Community Bank

5 Things to Consider When Refinancing Your Home

Most homeowners consider the major financial decision of refinancing their home at some point during their lives. When done wisely, refinancing can be used to secure better terms for your mortgage, lower your monthly mortgage bill, build equity faster, or tap into existing home equity to cover large expenses.

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6 Financial Moves New Parents Should Make

Becoming a parent brings a wealth of new experiences to your life. It also brings new financial responsibilities and considerations as you support your growing family.

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7 Things You May Not Know About Our Mobile Banking Services

Mobile banking has become a widespread service that many of today’s customers expect from their financial institutions. Research shows that 89 percent of consumers already use mobile banking apps at least occasionally. Among millennials, that number is 97 percent.

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5 Money Management Hacks All Teens Should Know

As a teenager, you may still be living at home. But as adulthood approaches, it’s important to make sure you have the financial know-how you’ll need to avoid costly mistakes when it comes to managing your own money.

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6 Ways You Can Increase the Value of Your Home

Buying a home is a major life achievement. But it’s also an investment in your financial future. While regular mortgage payments build up equity in your home over time, there are upgrades and changes you can make to your home that increase its value quickly, resulting in a big return on your investment.

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5 Ways to Continue Working Toward Your Financial Goals During Times of Uncertainty

No individual or business is immune to the consequences of economic ups and downs. The job market, the stock market, local housing prices, and a number of other economic factors can have a direct influence on your own financial situation, including your ability to reach your financial goals

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At-Home Learning: 4 Tips for Setting Up Your Kids for Success This School Year

No school year in the past has presented as much of a challenge for parents as the one starting this fall. As both parents and school districts navigate tough decisions about whether to reopen, and to what extent, parents face the challenge of figuring out how to set their kids up for success in new learning environments, whether they are in a new classroom environment or at your kitchen table. 

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What You Need to Know Before Starting a Home Renovation

If you’re planning your first home renovation project, you’re probably feeling a mix of excitement and anxiety. Home renovations can transform your living experience and improve your comfort and quality of life, but the process of making these renovations can be costly and time-consuming and exhaust homeowners with an endless stream of decisions.

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7 Smart Ways to Save on Back-to-School Online Shopping

The average American family is expected to spend nearly $800 per child on supplies for the upcoming school year—and for parents of college students, those costs are even higher. But for many families, these costs are a significant source of financial stress that can throw a wrench into their budgeting for the entire year.

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Infographic: 13 Smart Ways to Save on Back-to-School Online Shopping

It may feel like summer just began, but the first day of school is almost here! 📓🖍 There’s no doubt that this school year will look different for families. With that in mind, we’re sharing 13 back-to-school online shopping tips to help you save money and go into the first day of school prepared:

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