18 Common Terms to Know to Improve Your Financial Literacy

Money is a topic that tends to make most people uncomfortable. Seventy percent of Americans believe it is rude to talk about money. Even married couples don’t talk about money—43 percent say they don’t know what their partner earns, and 36 percent don’t know how much they have invested between the two of them.

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Retirement Savings for the Self-Employed

Being self-employed can be incredibly satisfying. You get to be your own boss, keep your own hours, and make your own decisions about how to run your business. However, no matter what type of work you do, being self-employed still requires financial planning, and that means paying expenses, putting enough money aside for taxes, and preparing for retirement.

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Planning for Retirement Expenses: Why Budgeting Is Mission Critical

You will want to retire some day, and without proper retirement planning, the type of lifestyle you’re hoping to enjoy in your later years may not be possible. The fact is that most Americans underestimate their financial needs in retirement. We are living longer and the cost of living continues to rise, so if you fail to plan ahead, you won’t save enough to cover your retirement expenses.

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