Why Retirement Planning in Your Twenties Is Critical

Did you know that the average senior needs $828,000 to retire? And that doesn’t take into consideration living in more expensive areas, cost of living adjustments (COLAs), or income from social security. In fact, the average retiree probably needs more than $1 million in savings to have any real security. That may seem like a lot of money, but with the right financial planning—more specifically, the right retirement planning—you can start saving now and have enough to retire on when the time comes.

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Retirement Planning 101: 6 Tips for Preparing for Your Preferred Retirement Lifestyle

You work hard to earn the lifestyle you have, and you want to make sure that hard work pays off—especially in retirement. The hard truth is that without adequate retirement planning, when it comes time to retire, you may have to adjust your lifestyle to accommodate a lower income. However, it’s never too late (or too early) to start retirement planning. If you develop the right game plan and set the right objectives, you can put away a substantial nest egg and live the retirement lifestyle you desire.

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