Financial Strategies for Every Age

As we go through various stages of life, our financial strategies change. Our monetary needs in our 20s differ from those in our 30s or 40s or as we face retirement. However, there are some financial habits that will prove invaluable at every stage of your life, from when you open your first bank account right through to retirement. You just have to be ready to adapt as your personal finances require.

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Understanding Net Worth: What Is It, Really?

Do you know your net worth? Your net worth is a good indicator of your financial health; it shows whether your overall assets are worth more or less than what you owe. Net worth can be an important indicator for financial planning, such as purchasing a home or business, or mapping out a retirement strategy.

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Why Investing Is a Lifelong Journey

Is investing in your retirement fund part of your financial plan? Many of us put money in our savings accounts, invest in a 401(k) at work, and/or have an individual retirement account (IRA) that we contribute to for retirement. These options are valuable, but they may not generate enough money to comfortably cover your ideal retirement lifestyle. To achieve your long-term financial goals, consider adding some strategic investing to your financial plan.

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